Grassroots Economics' is building and supporting systems that empower communities to digitally create their own basic incomes and community inclusion currencies (CICs) based on local goods and services in regional markets that are built from the ground up.

Sarafu Network is the premier CIC system in Kenya.

Distributed ledger technology provides underlying protocols that allow Community Inclusion Currencies (CIC) to trade with each other directly through common reserve pools. USSD technology enables any cell phone (even without internet) to have access.

Sarafu is a Basic Income -Network Token

  1. Sarafu is issued by humanitarian orgs to anyone in Kenya and also given out as regular income to users based on their usage.

  2. The more Sarafu circulates the more it builds resilient local economies and support vulnerable households.

  3. Holding fees (in Sarafu) encourage users to spend their Sarafu. These fees supply funding for basic income in Sarafu.
  4. Donors use Sarafu trade data to capacity build support networks.

  5. Note that no Kenyan Shillings are exchanged for Sarafu

  • The total Sarafu supply is 16 Million which we hope to reach 100,000 households in Kenya in 2021. The Sarafu supply increases are based solely on the target population.

  • In Kenya dial *384*96# (Safaricom) *483*46# (Airtel) to get your first  50 Sarafu and talk with our team +254-(0)757628885 to verify your information to get another 50 Sarafu!

  • Get more Sarafu weekly the more you connect to others. This acts like a basic income and there is no cost to join.

    • The Sarafu for these weekly distributions as well as initial allotments are refilled from a holding fee of 2% of your Sarafu each month.

Build your own

Community Inclusion Currency (CIC)

  1. A community identifies projects and productive capacity (goods and services) that will back their CIC.

  2. A supply of such a CIC can be added to a community pool that connects it to other CICs or the whole Sarafu network.

  3. Note that no Kenyan Shillings are exchanged for Sarafu or CIC and no Kenyan Shillings are used from community or chama accounts.

The full Sarafu Network

  1. Sarafu acts as a basic income while also providing a way for people to connect CICs together

  2. Users can exchange various CICs among each other so communities can create support networks among themselves.

Next Steps

Based on results from research the Grassroots Economics team and partners are looking forward to the following:

Next steps:

  • Enable communities to create their own interconnected tokens (no connection to Kenyan Shillings)

  • Develop web-based non-custodial systems (wallets and token creation interfaces)

  • Develop the blockchain contracts for the Sarafu token to act as a type of UBI / Dividend

  • Document and enable more interoperability with other protocols, APIs chat bots, market places

  • Develop Voting systems for governance and tax redistribution

  • Develop Standard Operating Proceedures for humanitarian organizations.

  • Develop different reserve pools (network tokens (Sarafu), stable tokens, carbon credits).

  • Develop parametric triggers for aid injection

  • Develop an SDG Impact Index related to CIC transaction data (categories, gender .. )